A Clearer Path Through Your Numbers

See How Your Home Equity Could Work for You

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This calculator is for educational and illustrative purposes only. Results are estimates based on simplified assumptions.
Actual savings will vary. Consult a licensed financial advisor before making any financial decisions.
LOC Life | Powered by Axon Line of Credit
LOC Life

Line of Credit
Payoff Calculator

See how fast you can pay off your debt by sweeping all your income into a simple-interest line of credit — the way Australians have banked for decades.

Your Numbers
$
Home, commercial property, or total assets
$
What you still owe today
$
Sweep 100% into the LOC each month
$
Pull back out for bills, food, life
%
Simple interest — only charged on balance owed
%
Your current or comparison mortgage rate
⚡ Instant Boost — Lump Sum Sweep
$
This amount is swept into the LOC on day one — immediately reducing your balance and the interest you owe from that moment forward.
Results
Mortgage Payoff
—
Traditional amortized loan
LOC Payoff
—
Sweeping all income in
Total Mortgage Interest
—
Compound amortized interest
Total LOC Interest
—
Simple interest only on balance
—
Estimated Interest Savings with LOC Strategy
Payoff Timeline Comparison
Mortgage
LOC
Year-by-Year Progress
Mortgage
LOC Life
Paid off (LOC)
Paid off (Mortgage)
Still owed
This calculator is for educational and illustrative purposes only. Results are estimates based on simplified assumptions.
Actual savings will vary. Consult a licensed financial advisor before making any financial decisions.
LOC Life | Powered by Axon Line of Credit